Texas Ratios – Most Recent

Using a Texas Ratio to evaluate a bank’s future is not appropriate.

Read what the American Bankers Association says about Texas ratios. Download ABA Issue Summary.

As of June 30, 2011, Cherokee Bank was listed as #77 (with #1 being the “worst”) with a Texas Ratio of 107%. The ratio dropped to 91% as of September 30, 2011.

As of December 31, 2011. the Texas Ratio for Cherokee Bank was down to 81%. With #1 being the “worst”, Cherokee Bank ranked #70 in Georgia. Of the 239 banks in Georgia, 14 had not reported as of the date of our report. We are actually further down the list than #70 since we know who tardy banks are and their relative condition.